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The most effective way to target relief to struggling borrowers is by means of IDR plans, which calibrate loan repayment to borrowers’ incomes and forgive remaining debts after 20 or 25 years. Gaps in student loan...

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The second lawsuit, Division of Education v. Brown, originated in Texas and entails two student loan borrowers, Myra Brown and Alexander Taylor. Last November, a federal judge from Texas ruled against the Biden administration, arguing that...

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It’s also a excellent way to access more repayment plans and borrower protections, rehabilitate a defaulted loan or otherwise ease the stresses of debt repayment. Graduate students can borrow up to the price of attendance minus...